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Résilier son contrat d’assurance auto : comment faire ?

Sometimes, circumstances change, and you may find yourself in a situation where you need to cancel your auto insurance policy. Whether you’re switching providers, selling your vehicle, or no longer need coverage, cancelling your policy is a straightforward process. In this article, we’ll guide you through the steps on how to cancel your auto insurance policy.

1. Review Your Policy Terms:

The first step in cancelling your auto insurance policy is to review your policy terms and conditions. Pay close attention to the cancellation policy, including any fees or notice periods required by your insurance provider.

2. Contact Your Insurance Provider:

Once you’ve familiarized yourself with the cancellation terms, contact your insurance provider. You can typically find their contact information on your insurance card, policy documents, or their website. Reach out to them via phone or email to initiate the cancellation process.

3. Provide Necessary Information:

When you contact your insurance provider, be prepared to provide the following information:

  • Your policy number
  • Your full name and contact information
  • The effective date of cancellation (when you want the policy to end)
  • The reason for cancellation (e.g., switching providers, selling your vehicle, no longer needing coverage)

4. Follow Provider’s Instructions:

Your insurance provider will guide you through the cancellation process. They may require you to fill out a cancellation form or send a written request. Follow their instructions carefully to ensure a smooth cancellation.

5. Pay Any Outstanding Premiums:

If you have any outstanding premiums, make sure to settle them before the cancellation is finalized. Failure to do so may affect your ability to obtain coverage with another provider.

6. Obtain Proof of Cancellation:

After the cancellation is processed, request proof of cancellation from your insurance provider. This document is essential for your records and may be required by your state’s Department of Motor Vehicles (DMV) or your new insurance provider.

7. Notify Relevant Parties:

If you’re cancelling your policy due to a vehicle sale, inform the new owner and the DMV of the change in ownership. If you’re switching providers, ensure your new policy is in place before cancelling the old one to avoid any gaps in coverage.

8. Return License Plates (if applicable):

In some states, you may be required to return your license plates to the DMV upon cancelling your insurance. Check your state’s regulations to determine if this applies to you.

9. Keep Proof of Cancellation:

Retain your proof of cancellation, as it may be requested by future insurance providers or for reference if you need to reinstate coverage.


Cancelling your auto insurance policy is a straightforward process when you follow the steps outlined above. Remember to carefully review your policy terms, contact your insurance provider, and obtain proof of cancellation to ensure a smooth transition. Whether you’re switching providers, selling your vehicle, or simply no longer needing coverage, cancelling your policy can be done with ease and minimal hassle.


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